Question 1

Is 32404 a safe area?

Accepted Answer

ZIP code 32404 in Panama City has a crime score of 50/100, which is roughly average for the region. Reported incidents per 1,000 residents track close to the Panama City city median. Both violent and property crime fall within the expected range for an urban ZIP code. Reviewing the Full Crime Report for 32404 and checking the local police department's crime mapping tool for current incident patterns before making decisions is recommended.

Question 2

What are the best schools near 32404?

Accepted Answer

ZIP code 32404 has a school score of 100/100, based on NCES EdFacts math and reading proficiency data for public schools in and near ZIP 32404. Schools in this area perform significantly above state averages — proficiency rates consistently outpace both the city and national benchmarks. For families prioritizing public school quality, 32404 ranks among the stronger ZIP codes in Panama City. Scores reflect SY 2020-21 EdFacts assessment data; individual school performance may vary, and reviewing each school's most recent state report card is recommended.

Question 3

What is the average home price in 32404?

Accepted Answer

The median home sale price in 32404 is approximately $285K, based on recent Zillow Research ZHVI data. This places 32404 near the metro median for comparable neighborhoods. Median rent in 32404 is available in the Full Market Report. Prices fluctuate with market conditions; Zillow data reflects trailing sale prices, not current listing prices.

Question 4

Is 32404 a good place to live?

Accepted Answer

ZIP code 32404 has an overall NeighborScore of 69/100, placing it in the moderate range for Panama City. The score combines crime rate (40% weight), school quality (35%), and relative property value (25%), each normalized to the metro area. At 69/100, 32404 scores similarly to the middle tier of Panama City neighborhoods — neither among the strongest nor the weakest performers. Individual priorities (commute, school age, budget) should guide how much weight you give this composite vs. the component scores.

Panama City — ZIP 32404

Real Estate Snapshot

Crime Overview

Nearby Schools

Demographics

Map

Frequently Asked Questions

Nearby Neighborhoods

School	Grades	Students	Math ↓	Reading
CALLAWAY ELEMENTARY SCHOOL	PK–05	—	—	—
PARKER ELEMENTARY SCHOOL	PK–05	—	—	—
TOMMY SMITH ELEMENTARY SCHOOL	PK–05	—	—	—
MERRITT BROWN MIDDLE SCHOOL	06–08	—	—	—
DEER POINT ELEMENTARY SCHOOL	PK–05	—	—	—
NORTH BAY HAVEN CHARTER ACADEMY MIDDLE SCHOOL	06–08	—	—	—
NORTH BAY HAVEN CHARTER ACADEMY ELEMENTARY SCHOOL	KG–05	—	—	—
NORTH BAY HAVEN CAREER ACADEMY	09–12	—	—	—