NEIGHBORSCORE

Panama City, Florida · ZIP 32404

Panama City — ZIP 32404

Crime DataSchools

Panama City (32404) scores 67/100 — Fair for Panama City. Safety: Mid-range reported-crime index under the available data tier. Schools: Higher reported proficiency and grade-band coverage. A mid-range price profile for the state. The typical home value here is $288K.

67OUT OF 100

Overall NeighborScore

C+Fair

Tap a tab to compare 32404 against its city, state, or the nation.

Mid-range reported-crime index under the available data tier.

Safety index65/100
Violent crime share19%
Property crime share81%

Higher reported proficiency and grade-band coverage.

School index70/100
Avg math proficiency55%
Avg reading proficiency52%
Schools nearby8

A mid-range price profile for the state.

Affordability index58/100
Typical home value$288K
Median rent$1,809/mo

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Panama City, FloridaPanama CityZIP 32401
64▼3 vs here
Panama City, FloridaPanama CityZIP 32405
68▲1 vs here
Lynn Haven, FloridaLynn HavenZIP 32444
82▲15 vs here
Panama City Beach, FloridaPanama City BeachZIP 32408
41▼26 vs here

More ZIPs in Panama City

Panama City, FloridaPanama CityZIP 32405
68▲1 vs here
Panama City, FloridaPanama CityZIP 32401
64▼3 vs here

Real Estate Snapshot

Typical Home Value

$288K

Median Rent

$1,809/mo

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Median Rent — 24 Months

Crime Overview

Total Incidents

2,112

Violent Crime

412

Property Crime

1,700

Crime statistics for this area are estimated from FBI-reported county-level data for Bay County, Florida (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

Grades
NORTH BAY HAVEN CAREER ACADEMY09–12865
91%
65%
NORTH BAY HAVEN CHARTER ACADEMY MIDDLE SCHOOL06–08526
80%
65%
NORTH BAY HAVEN CHARTER ACADEMY ELEMENTARY SCHOOLKG–05696
75%
71%
DEER POINT ELEMENTARY SCHOOLPK–05735
51%
54%
TOMMY SMITH ELEMENTARY SCHOOLPK–05677
48%
52%
MERRITT BROWN MIDDLE SCHOOL06–08634
40%
35%
CALLAWAY ELEMENTARY SCHOOLPK–05622
37%
37%
PARKER ELEMENTARY SCHOOLPK–05510
22%
34%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

42,117

Median Income

$75K

Homeownership

69%

Median Age

37.1 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 32404 has a reported-crime score of 65/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.
ZIP 32404 has a school score of 70/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.
The latest home value or sale-price figure available for ZIP 32404 is approximately $288K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.
ZIP 32404 in Panama City has an overall NeighborScore of 67/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.