Panama City, Florida · ZIP 32401

Panama City — ZIP 32401

Panama City (32401) scores 64/100 — Fair for Panama City. Safety: Mid-range reported-crime index under the available data tier. Schools: Mid-range proficiency and grade-band coverage. A mid-range price profile for the state. The typical home value here is $219K.

Overall NeighborScore

CFair

Tap a tab to compare 32401 against its city, state, or the nation.

Mid-range reported-crime index under the available data tier.

Safety index65/100

Violent crime share19%

Property crime share81%

Mid-range proficiency and grade-band coverage.

School index63/100

Avg math proficiency41%

Avg reading proficiency45%

Schools nearby11

A mid-range price profile for the state.

Affordability index68/100

Typical home value$219K

Median rent$1,575/mo

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

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Real Estate Snapshot

Typical Home Value

$219K

Median Rent

$1,575/mo

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Median Rent — 24 Months

Crime Overview

Total Incidents

2,112

Violent Crime

412

Property Crime

1,700

Crime statistics for this area are estimated from FBI-reported county-level data for Bay County, Florida (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
PALM BAY ELEMENTARY SCHOOL	KG–05	321	72%	62%
PALM BAY PREPARATORY ACADEMY 6-12	06–12	203	52%	52%
BAY VIRTUAL FRANCHISE	03–12	25	45%	65%
JINKS MIDDLE SCHOOL	06–08	541	44%	45%
BAY VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED)	06–12	14	37%	42%
BAY HIGH SCHOOL	09–12	1,289	36%	38%
MERRIAM CHERRY STREET ELEMENTARY	PK–05	343	22%	27%
RUTHERFORD HIGH SCHOOL	06–12	1,394	19%	27%
OSCAR PATTERSON ACADEMY	PK–04	394	Not reported	Not reported
AMIKIDS MARITIME ACADEMY	09–12	26	Not reported	Not reported
BAY VIRTUAL INSTRUCTION PROGRAM	KG–12	2	Not reported	Not reported

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Note: schools marked “Not reported” (often small or specialized programs) lack state proficiency data and aren't included in the Schools score.

Full School Report →

Demographics

Population

18,394

Median Income

$53K

Homeownership

60%

Median Age

43.5 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 32401 has a reported-crime score of 65/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 32401 has a school score of 63/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 32401 is approximately $219K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 32401 in Panama City has an overall NeighborScore of 64/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.