NEIGHBORSCORE

Banner Elk, North Carolina · ZIP 28604

Banner Elk — ZIP 28604

Crime DataSchools

Banner Elk (28604) scores 81/100 — Good for North Carolina. Safety: Lower reported-crime rate under the available data tier. Schools: Mid-range proficiency and grade-band coverage. A premium market - pricier than most of the state. The typical home value here is $499K.

81OUT OF 100

Overall NeighborScore

B+Good

Tap a tab to compare 28604 against its city, state, or the nation.

Lower reported-crime rate under the available data tier.

Safety index95/100
Violent crime share25%
Property crime share75%

Mid-range proficiency and grade-band coverage.

School index66/100
Avg math proficiency82%
Avg reading proficiency77%
Schools nearby1

A premium market - pricier than most of the state.

Affordability index35/100
Typical home value$499K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Sugar Grove, North CarolinaSugar GroveZIP 28679
69▼12 vs here
Elk Park, North CarolinaElk ParkZIP 28622
73▼8 vs here
Sugar Grove, North CarolinaSugar GroveZIP 28692
71▼10 vs here
Linville, North CarolinaLinvilleZIP 28646
76▼5 vs here

Real Estate Snapshot

Typical Home Value

$499K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Median Rent — 2 Months

Crime Overview

Total Incidents

216

Violent Crime

35

Property Crime

181

Crime statistics for this area are estimated from FBI-reported county-level data for Avery County, North Carolina (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

Grades
Banner Elk ElementaryPK–05159
82%
77%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

7,280

Median Income

$76K

Homeownership

82%

Median Age

45.2 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 28604 has a reported-crime score of 95/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.
ZIP 28604 has a school score of 66/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.
The latest home value or sale-price figure available for ZIP 28604 is approximately $499K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.
ZIP 28604 in Banner Elk has an overall NeighborScore of 81/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.