Lake Ozark, Missouri · ZIP 65049

Lake Ozark — ZIP 65049

Lake Ozark (65049) scores 81/100 — Good for Missouri. Safety: Lower reported-crime rate under the available data tier. Schools: No local proficiency is reported; this fallback uses nearby or county data where available, otherwise grade-band coverage. A premium market - pricier than most of the state. The typical home value here is $347K.

Overall NeighborScore

B+Good

Tap a tab to compare 65049 against its city, state, or the nation.

Lower reported-crime rate under the available data tier.

Safety index95/100

Violent crime share29%

Property crime share71%

No local proficiency is reported; this fallback uses nearby or county data where available, otherwise grade-band coverage.

School index65/100

Schools nearby2

A premium market - pricier than most of the state.

Affordability index39/100

Typical home value$347K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Jun 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Osage Beach, MissouriOsage BeachZIP 65065

65▼16 vs here

Kaiser, MissouriKaiserZIP 65047

72▼9 vs here

Rocky Mount, MissouriRocky MountZIP 65072

66▼15 vs here

Sunrise Beach, MissouriSunrise BeachZIP 65079

43▼38 vs here

Real Estate Snapshot

Typical Home Value

$347K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 24 Months

Crime Overview

Total Incidents

269

Violent Crime

Property Crime

208

Crime statistics for this area are estimated from FBI-reported county-level data for Camden County, Missouri (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
HERITAGE ELEMENTARY	KG–02	362	Not reported	Not reported
EARLY CHILDHOOD CENTER	PK–PK	86	Not reported	Not reported

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Note: state proficiency isn't reported for the schools in this ZIP, so the Schools score uses nearby or county data where available and otherwise grade-band coverage.

Full School Report →

Demographics

Population

6,931

Median Income

$86K

Homeownership

79%

Median Age

48.4 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 65049 has a reported-crime score of 95/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 65049 has a school score of 65/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 65049 is approximately $347K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 65049 in Lake Ozark has an overall NeighborScore of 81/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.