Bay Saint Louis, Mississippi · ZIP 39520

Bay Saint Louis — ZIP 39520

Bay Saint Louis (39520) scores 46/100 — Below Average for Mississippi. Safety: Higher reported-crime rate under the available data tier. Schools: Higher reported proficiency and grade-band coverage. A premium market - pricier than most of the state. The typical home value here is $244K.

Overall NeighborScore

DBelow Average

Tap a tab to compare 39520 against its city, state, or the nation.

Higher reported-crime rate under the available data tier.

Safety index25/100

Violent crime share5%

Property crime share95%

Higher reported proficiency and grade-band coverage.

School index70/100

Avg math proficiency59%

Avg reading proficiency49%

Schools nearby4

A premium market - pricier than most of the state.

Affordability index35/100

Typical home value$244K

Median rent$1,475/mo

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Waveland, MississippiWavelandZIP 39576

57▲11 vs here

Diamondhead, MississippiDiamondheadZIP 39525

48▲2 vs here

Pearlington, MississippiPearlingtonZIP 39572

46= even vs here

Pass Christian, MississippiPass ChristianZIP 39571

72▲26 vs here

Real Estate Snapshot

Typical Home Value

$244K

Median Rent

$1,475/mo

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Median Rent — 3 Months

Crime Overview

Total Incidents

608

Violent Crime

Property Crime

577

Crime statistics for this area are estimated from FBI-reported county-level data for Hancock County, Mississippi (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
Bay High School	09–12	491	82%	57%
North Bay Elementary	03–06	348	57%	55%
South Hancock Elementary School	PK–05	480	50%	40%
Bay Waveland Middle School	06–08	365	46%	42%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

15,471

Median Income

$62K

Homeownership

75%

Median Age

50.2 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 39520 has a reported-crime score of 25/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 39520 has a school score of 70/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 39520 is approximately $244K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 39520 in Bay Saint Louis has an overall NeighborScore of 46/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.