NEIGHBORSCORE

Saginaw, Michigan · ZIP 48609

Saginaw — ZIP 48609

Crime DataSchools

Saginaw (48609) scores 46/100 — Below Average for Saginaw. Safety: Higher reported-crime rate under the available data tier. Schools: Mid-range proficiency and grade-band coverage. A mid-range price profile for the state. The typical home value here is $223K.

46OUT OF 100

Overall NeighborScore

DBelow Average

Tap a tab to compare 48609 against its city, state, or the nation.

Higher reported-crime rate under the available data tier.

Safety index25/100
Violent crime share53%
Property crime share47%

Mid-range proficiency and grade-band coverage.

School index69/100
Avg math proficiency46%
Avg reading proficiency59%
Schools nearby5

A mid-range price profile for the state.

Affordability index55/100
Typical home value$223K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Saginaw, MichiganSaginawZIP 48638
40▼6 vs here
Saginaw, MichiganSaginawZIP 48603
36▼10 vs here
Saginaw, MichiganSaginawZIP 48602
37▼9 vs here
Hemlock, MichiganHemlockZIP 48626
45▼1 vs here

More ZIPs in Saginaw

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Saginaw, MichiganSaginawZIP 48603
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Saginaw, MichiganSaginawZIP 48601
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Saginaw, MichiganSaginawZIP 48607
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Real Estate Snapshot

Typical Home Value

$223K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Crime Overview

Total Incidents

3,988

Violent Crime

1,429

Property Crime

2,559

Crime statistics for this area are estimated from FBI-reported county-level data for Saginaw County, Michigan (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

Grades
Robert B Havens Elem SchoolPK–05390
59%
68%
Swan Valley Middle School06–08408
43%
52%
Swan Valley High School09–12504
37%
57%
Shields Elementary SchoolPK–05447Not reportedNot reported
Michael J McGivneyKG–123Not reportedNot reported

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Note: schools marked “Not reported” (often small or specialized programs) lack state proficiency data and aren't included in the Schools score.

Full School Report →

Demographics

Population

12,206

Median Income

$78K

Homeownership

86%

Median Age

49 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 48609 has a reported-crime score of 25/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.
ZIP 48609 has a school score of 69/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.
The latest home value or sale-price figure available for ZIP 48609 is approximately $223K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.
ZIP 48609 in Saginaw has an overall NeighborScore of 46/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.