Harbor Springs, Michigan · ZIP 49740

Harbor Springs — ZIP 49740

Harbor Springs (49740) scores 84/100 — Good for Michigan. Safety: Lower reported-crime rate under the available data tier. Schools: Higher reported proficiency and grade-band coverage. A premium market - pricier than most of the state. The typical home value here is $581K.

Overall NeighborScore

B+Good

Tap a tab to compare 49740 against its city, state, or the nation.

Lower reported-crime rate under the available data tier.

Safety index95/100

Violent crime share29%

Property crime share71%

Higher reported proficiency and grade-band coverage.

School index72/100

Avg math proficiency47%

Avg reading proficiency69%

Schools nearby3

A premium market - pricier than most of the state.

Affordability index28/100

Typical home value$581K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Pellston, MichiganPellstonZIP 49769

79▼5 vs here

Alanson, MichiganAlansonZIP 49706

72▼12 vs here

Petoskey, MichiganPetoskeyZIP 49770

84= even vs here

Brutus, MichiganBrutusZIP 49716

77▼7 vs here

Real Estate Snapshot

Typical Home Value

$581K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 24 Months

Crime Overview

Total Incidents

141

Violent Crime

Property Crime

100

Crime statistics for this area are estimated from FBI-reported county-level data for Emmet County, Michigan (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
Harbor Springs High School	09–12	260	52%	72%
Harbor Springs Middle School	05–08	233	41%	65%
Shay Elementary School	KG–04	258	Not reported	Not reported

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Note: schools marked “Not reported” (often small or specialized programs) lack state proficiency data and aren't included in the Schools score.

Full School Report →

Demographics

Population

7,277

Median Income

$89K

Homeownership

88%

Median Age

56.2 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 49740 has a reported-crime score of 95/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 49740 has a school score of 72/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 49740 is approximately $581K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 49740 in Harbor Springs has an overall NeighborScore of 84/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.