Bay City, Michigan · ZIP 48708

Bay City — ZIP 48708

Bay City (48708) scores 42/100 — Below Average for Michigan. Safety: Higher reported-crime rate under the available data tier. Schools: Lower reported proficiency or limited grade-band coverage. More affordable than the typical ZIP in the state. The typical home value here is $140K.

Overall NeighborScore

FBelow Average

Tap a tab to compare 48708 against its city, state, or the nation.

Higher reported-crime rate under the available data tier.

Safety index45/100

Violent crime share24%

Property crime share76%

Lower reported proficiency or limited grade-band coverage.

School index39/100

Avg math proficiency18%

Avg reading proficiency29%

Schools nearby5

More affordable than the typical ZIP in the state.

Affordability index76/100

Typical home value$140K

Median rent$1,179/mo

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Hampton, MichiganHamptonZIP 48732

52▲10 vs here

Bangor Township, MichiganBangor TownshipZIP 48706

51▲9 vs here

, MichiganZIP 48747

50▲8 vs here

Saginaw, MichiganSaginawZIP 48604

35▼7 vs here

Real Estate Snapshot

Typical Home Value

$140K

Median Rent

$1,179/mo

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Median Rent — 6 Months

Crime Overview

Total Incidents

1,341

Violent Crime

302

Property Crime

1,039

Crime statistics for this area are estimated from FBI-reported county-level data for Bay County, Michigan (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
Hampton Elementary School	PK–05	399	29%	40%
Bay City Central High School	09–12	921	22%	42%
Bay City Academy Farragut Campus	PK–12	373	17%	32%
MacGregor Elementary School	PK–05	290	12%	17%
Washington Elementary School	PK–05	362	8%	12%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

25,751

Median Income

$51K

Homeownership

70%

Median Age

41.9 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 48708 has a reported-crime score of 45/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 48708 has a school score of 39/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 48708 is approximately $140K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 48708 in Bay City has an overall NeighborScore of 42/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.