NEIGHBORSCORE

Cumberland, Kentucky · ZIP 40823

Cumberland — ZIP 40823

Crime DataSchools

Cumberland (40823) scores 72/100 — Good for Cumberland. Safety: Lower reported-crime rate under the available data tier. Schools: Lower reported proficiency or limited grade-band coverage. Among the most affordable markets in the state. The typical home value here is $67K.

72OUT OF 100

Overall NeighborScore

B-Good

Tap a tab to compare 40823 against its city, state, or the nation.

Lower reported-crime rate under the available data tier.

Safety index95/100
Violent crime share25%
Property crime share75%

Lower reported proficiency or limited grade-band coverage.

School index47/100
Avg math proficiency28%
Avg reading proficiency40%
Schools nearby1

Among the most affordable markets in the state.

Affordability index95/100
Typical home value$67K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Cumberland, KentuckyCumberlandZIP 40807
72= even vs here
Cumberland, KentuckyCumberlandZIP 40855
72= even vs here
Eolia, KentuckyEoliaZIP 40862
79▲7 vs here
Holmes Mill, KentuckyHolmes MillZIP 40927
64▼8 vs here

More ZIPs in Cumberland

Cumberland, KentuckyCumberlandZIP 40855
72= even vs here
Cumberland, KentuckyCumberlandZIP 40807
72= even vs here

Real Estate Snapshot

Typical Home Value

$67K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 24 Months

Crime Overview

Total Incidents

60

Violent Crime

12

Property Crime

48

Crime statistics for this area are estimated from FBI-reported county-level data for Harlan County, Kentucky (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

Grades
Cumberland Elementary SchoolPK–08428
28%
40%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

3,907

Median Income

$35K

Homeownership

56%

Median Age

31.6 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 40823 has a reported-crime score of 95/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.
ZIP 40823 has a school score of 47/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.
The latest home value or sale-price figure available for ZIP 40823 is approximately $67K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.
ZIP 40823 in Cumberland has an overall NeighborScore of 72/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.