NEIGHBORSCORE

Spencer, Indiana · ZIP 47431

Spencer — ZIP 47431

Crime DataSchools

Spencer (47431) scores 61/100 — Fair for Spencer. Safety: Mid-range reported-crime index under the available data tier. Schools: No local proficiency is reported; this fallback uses nearby or county data where available, otherwise grade-band coverage. A premium market - pricier than most of the state. The typical home value here is $242K.

61OUT OF 100

Overall NeighborScore

CFair

Tap a tab to compare 47431 against its city, state, or the nation.

Mid-range reported-crime index under the available data tier.

Safety index64/100

No local proficiency is reported; this fallback uses nearby or county data where available, otherwise grade-band coverage.

School index58/100

A premium market - pricier than most of the state.

Affordability index49/100
Typical home value$242K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Spencer, IndianaSpencerZIP 47460
61= even vs here
Solsberry, IndianaSolsberryZIP 47459
52▼9 vs here
Worthington, IndianaWorthingtonZIP 47471
46▼15 vs here
Coal City, IndianaCoal CityZIP 47427
64▲3 vs here

More ZIPs in Spencer

Spencer, IndianaSpencerZIP 47460
61= even vs here

Real Estate Snapshot

Typical Home Value

$242K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 24 Months

Crime Overview

Monthly local-area incident data isn't available for this ZIP yet. This area's safety score is based on a coarser FBI reporting tier — see the full crime report below for details.

Full Crime Report →

Nearby Schools

No public schools are located directly within this ZIP code.

The Schools score above is estimated from schools in nearby ZIP codes. Source: National Center for Education Statistics (NCES).

Full School Report →

Demographics

Population

1,401

Median Income

$62K

Homeownership

89%

Median Age

32.8 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 47431 has a reported-crime score of 64/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.
ZIP 47431 has a school score of 58/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.
The latest home value or sale-price figure available for ZIP 47431 is approximately $242K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.
ZIP 47431 in Spencer has an overall NeighborScore of 61/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.