Panama City Beach, Florida · ZIP 32413

Panama City Beach — ZIP 32413

Panama City Beach (32413) scores 41/100 — Below Average for Panama City Beach. Safety: Higher reported-crime rate under the available data tier. Schools: Mid-range proficiency and grade-band coverage. A premium market - pricier than most of the state. The typical home value here is $471K.

Overall NeighborScore

FBelow Average

Tap a tab to compare 32413 against its city, state, or the nation.

Higher reported-crime rate under the available data tier.

Safety index25/100

Violent crime share20%

Property crime share80%

Mid-range proficiency and grade-band coverage.

School index60/100

Avg math proficiency55%

Avg reading proficiency54%

Schools nearby2

A premium market - pricier than most of the state.

Affordability index41/100

Typical home value$471K

Median rent$1,673/mo

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

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Panama City Beach, FloridaPanama City BeachZIP 32408

41= even vs here

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Real Estate Snapshot

Typical Home Value

$471K

Median Rent

$1,673/mo

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Median Rent — 11 Months

Crime Overview

Total Incidents

2,112

Violent Crime

412

Property Crime

1,700

Crime statistics for this area are estimated from FBI-reported county-level data for Bay County, Florida (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
SURFSIDE MIDDLE SCHOOL	PK–12	755	58%	57%
WEST BAY ELEMENTARY SCHOOL	PK–05	362	52%	52%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

15,214

Median Income

$80K

Homeownership

70%

Median Age

53 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 32413 has a reported-crime score of 25/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 32413 has a school score of 60/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 32413 is approximately $471K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 32413 in Panama City Beach has an overall NeighborScore of 41/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.