Waterford, California · ZIP 95386

Waterford — ZIP 95386

Waterford (95386) scores 52/100 — Fair for California. Safety: Higher reported-crime rate under the available data tier. Schools: Mid-range proficiency and grade-band coverage. A mid-range price profile for the state. The typical home value here is $433K.

Overall NeighborScore

D+Fair

Tap a tab to compare 95386 against its city, state, or the nation.

Higher reported-crime rate under the available data tier.

Safety index45/100

Violent crime share23%

Property crime share77%

Mid-range proficiency and grade-band coverage.

School index59/100

Avg math proficiency30%

Avg reading proficiency44%

Schools nearby7

A mid-range price profile for the state.

Affordability index69/100

Typical home value$433K

How this score is calculated: the NeighborScore composite weights crime 53% and schools 47%, each normalized to the local area. Home affordability is shown for context and is not factored into the overall score. Sources & methodology →

Last refreshed — Schools: Aug 2026 · Real estate: Aug 2026 · Demographics: Jun 2026

Nearby Neighborhoods

Not the right fit? See how adjacent ZIPs score — tap to jump over.

Hickman, CaliforniaHickmanZIP 95323

51▼1 vs here

Denair, CaliforniaDenairZIP 95316

52= even vs here

Hughson, CaliforniaHughsonZIP 95326

51▼1 vs here

Modesto, CaliforniaModestoZIP 95357

48▼4 vs here

Real Estate Snapshot

Typical Home Value

$433K

Median Rent

—

Days on Market

—

Sale-to-List

—

Typical Home Value — 23 Months

Crime Overview

Total Incidents

10,258

Violent Crime

2,346

Property Crime

7,912

Crime statistics for this area are estimated from FBI-reported county-level data for Stanislaus County, California (2025). This ZIP does not yet have city-specific monthly crime data, so figures reflect the entire county rather than this ZIP alone.

Full Crime Report →

Nearby Schools

	Grades
Roberts Ferry Union Elementary	KG–08	30	55%	45%
Roberts Ferry Charter School Academy	KG–08	169	35%	55%
Waterford Junior	07–08	260	32%	39%
Waterford High	09–12	582	27%	67%
Connecting Waters Charter	KG–12	776	23%	44%
Richard M. Moon Primary	KG–03	510	22%	27%
Lucille Whitehead Intermediate	04–06	355	18%	29%

Directory and latest enrollment: NCES Common Core of Data (SY 2024–25 where reported). Proficiency: U.S. Department of Education EDFacts SY 2021–22; state standards are not directly comparable.

Full School Report →

Demographics

Population

10,410

Median Income

$73K

Homeownership

57%

Median Age

33.5 yrs

Source: US Census Bureau ACS 5-Year Estimates (2024).

Map

Frequently Asked Questions

ZIP 95386 has a reported-crime score of 45/100. A higher score represents a lower reported-crime rate under the best available data tier for this ZIP; it is not a guarantee of safety. Review the crime report and current local police data before making a decision.

ZIP 95386 has a school score of 59/100. The index combines reported SY 2021–22 math and reading proficiency with grade-band coverage. Nearby or county-level estimates may be used where ZIP-level reporting is sparse, and state assessment standards are not directly comparable.

The latest home value or sale-price figure available for ZIP 95386 is approximately $433K. The profile identifies the underlying source; Zillow ZHVI is a typical home value measure, while Redfin data is a median sale-price measure. These are different metrics and may lag current listings.

ZIP 95386 in Waterford has an overall NeighborScore of 52/100. It combines the crime score (53%) and school score (47%); affordability is context only. Use the component data and its coverage notes rather than treating the composite as a complete measure of livability.